Affordable Health Insurance,
Made Simple.
Navigating health insurance doesn’t have to be overwhelming. At Fortress Insurance Group, we make it simple – helping you find the right ACA plan, understand your options, and enroll with confidence. You might even qualify for a $0/month health plan.
$0
PLANS AVAILABLE
Free
CONSULTATION
50
STATES COVERED
Affordable Health Coverage is Available
The Affordable Care Act, commonly known as Obamacare, was designed to make health insurance accessible and affordable for everyday Americans.
Through the ACA Marketplace, individuals and families can shop for comprehensive health coverage regardless of their health history, employment status, or income level.
No matter where you are in life, there’s a plan built for you – and we’ll help you find it.
Doctor Visits & Preventative Care
Emergency & Hospital Services
Prescription Drug Coverage
Mental Health Services
Maternity & Newborn Care
Lab Tests & Diagnostics
You May Qualify For Assistance
Most people are surprised by how much financial assistance is available to them. Here’s a quick look at who typically qualifies.
- U.S. Citizen or Legal Resident
- No Affordable Employer Coverage
- Income Within Range
Lower Costs, Better Coverage. Here's How.
Most people who enroll receive some form of financial assistance, and many pay little to nothing each month.
Premium Tax Credits
The most widely used form of ACA assistance. These credits are applied directly to your monthly premium, reducing what you pay out of pocket. You can receive them upfront or claim them at tax time.
Cost-Sharing Reductions
If your income falls within a certain range, you may also qualify for reduced deductibles, copays, and out-of-pocket maximums – meaning the plan covers even more of your actual medical costs.
$0 Health Plans
Yes, they’re real. Depending on your income and household size, you may qualify for a plan with $0 monthly premiums. No gimmicks, just legitimate ACA savings for those who are eligible.
We work with individuals and families across the country to find the right health coverage. No quotas. No pressure. Just honest advice from people who genuinely care about getting it right.
Getting Covered Is Easier Than You Think
Three simple steps to finding the right plan for you.
Tell Us About Yourself
Fill out our quick enrollment form. No lengthy paperwork, no jargon, just a few straightforward questions about you and your household.
We Do the Heavy Lifting
A licensed agent will review your information, compare plans in your area, and walk you through your best options – clearly and honestly.
Enroll with Confidence
Once you’ve chosen a plan, we handle the rest. We’ll make sure you’re fully set up and know exactly what your coverage includes.
We Work for You, Not the Carriers.
Independent & Unbiased
We're not tied to any single insurance company. That means we shop the entire market to find what's genuinely best for you, not what's best for our bottom line.
Licensed Nationwide
Our agents are licensed in 45+ states and available by phone or email - wherever you are.
Relationships Over Transactions
Our business isn't built on one-time deals. It's built on trust, referrals, and clients who come back year after year because they know we'll always show up for them.
Common Questions, Straight Answers.
Everything you need to know about ACA coverage — no insurance jargon required.
When can I enroll in an ACA plan?
Open Enrollment typically runs from November 1 through January 15 each year. However, if you experience a qualifying life event — like losing job-based coverage, moving, getting married, or having a child – you may be eligible for a Special Enrollment Period outside of that window.
What if I missed Open Enrollment?
You may still have options. Qualifying life events can open a Special Enrollment Period. Give us a call and we’ll figure out the best path forward for your situation.
How are Premium Tax Credits calculated?
Your credit amount is based on your household income and family size relative to the Federal Poverty Level. The lower your income within the eligible range, the higher your credit – and the less you pay each month.
Can I keep my current doctors?
It depends on the plan. When we help you compare options, we’ll always check to make sure your preferred doctors and hospitals are in-network before recommending anything.
Is a $0 premium plan really possible?
Yes. For those who qualify based on income, $0 premium plans are a real and legitimate option through the ACA Marketplace. We’ll let you know upfront if you’re eligible.
What's the difference between ACA and Medicaid?
ACA Marketplace plans are private insurance plans with subsidies available based on income. Medicaid is a government-run program for individuals and families with very low incomes. Some people fall in between. We’ll help you figure out exactly where you stand.
Ready to Find Your Plan?
Stop dealing with call centers and confusing applications. One agent handles everything: finding your best plan, processing your enrollment, and answering your questions for as long as you’re a client.